Ihi Bupa Travel cover

What does it cover?

The Ihi Bupa Travel policy is a modular travel policy consisting of three modules:

Basic cover – worldwide medical cover

Purchase of this module is compulsory. This extensive medical cover allows you to use any recognized hospital or doctor wherever you are in the world.  Most dangerous sports and occupations are covered as are most risk and war zones. You have access to a 24/7 emergency service giving you the reassurance that help is just a phone call away.  There are no deductibles or excess on this part of the policy.

Ihi Bupa Travel cover
Basic Cover GBP EUR USD CHF
Maximum cover per person per trip Unlimited Unlimited Unlimited Unlimited
Hospitalisation 100% 100% 100% 100%
Outpatient treatment by a doctor/specialist 100% 100% 100% 100%
Prescribed medicines 100% 100% 100% 100%
Prescribed treatment by a physiotherapist/
chiropractor
1,375 2,000 2,500 3,400
Provisional pain relieving dental treatment 165 250 300 400
Ambulance transportation 100% 100% 100% 100%
Medical evacuation/repatriation 100% 100% 100% 100%
Evacuation 100% 100% 100% 100%
Return trip 100% 100% 100% 100%
Compassionate emergency repatriation 100% 100% 100% 100%
Accompaniment 100% 100% 100% 100%
Compassionate Emergency Visit 100% 100% 100% 100%
Accommodation, food and local
transportation for an insured unable to
continue their travel itinerary due to acute
illness or injury, or persons summoned or
accompanying an insured, per person.
3,300
per day
165
5,000
per day
250
6,000
per day
300
8,000
per day
400
Statutory arrangements in case of death 100% 100% 100% 100%
Home transportation of the deceased 100% 100% 100% 100%
Continuation of trip post treatment
(must be pre-approvedd by the Company)
100% 100% 100% 100%

Non-medical cover

This module is optional and covers such things as loss of baggage, money etc

Non-Medical Option GBP EUR USD CHF
Personal accident – death and disability* 42,000 55,000 75,000 83,000
Baggage – theft, robbery and fire
Baggage – loss of or damage to registered baggage
1,100 1,500 2,000 2,200
Theft of passport and/or cash 110 150 200 220
Baggage delay 280 350 500 550
Personal liability – property damage 280,000 360,000 500,000 550,000
Personal liability – bodily injury 550,000 715,000 1,000,000 1,100,000
Flight delay – accomodation and food 300
per day
60
350
per day
70
500
per day
100
550
per day
110
Hospital daily benefit 1,200
per day
30
1,400
per day
35
2,000
per day
50
2,400
per day
60
Security and legal assistance 5,500 7,200 10,000 11,100

*cf, however, art. 12.2-5) and 12.2-6)


Trip cancellation cover

This module is optional.

Trip Cancellation Option GBP EUR USD CHF
Single Trip 1,100 1,450 2,000 2,200
Annual — per trip 850 1,100 1,500 1,650

The complete terms and insurance sums are stated in the Policy Conditions.

You may either purchase single trip cover (maximum length 1 year) or annual cover (any number of trips within a year/each trip up to 1 month duration).  Cover may be extended by purchasing additional days.

Who is it for?

This policy is suitable for anyone who does not have medical cover outside of their country of residence.  It is also suitable for Bupa Global members who are travelling to the US.

What does it cost?

This will depend on which modules you require and whether you require single trip or annual cover.  For single trips it will also depend on your length of trip.  Children under 2 are covered free.

Click here for a quotation

Are there any waiting periods?

It is important that you buy medical cover to start from the day you leave your country of residence.  If you buy cover after you leave, there is a 3 day waiting period.  Pre-existing medical conditions are not covered.

What is the upper age?

Cover is only available up to the age of 70

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